FinCalEngine Team
Calculation Engine Dashboard

who we are

Driving Innovation in Lending & Leasing Calculations

FinCalEngine LLP is a DPIIT registered fintech solutions provider specializing in advanced calculation engines for lending, leasing, and financial platforms. We help financial institutions simplify complex financial computations, improve operational efficiency, and deliver consistent, compliant results across all systems and channels.

Our solutions are designed to seamlessly integrate with existing platforms, enabling organizations to innovate faster without the need for expensive system overhauls.

  • plug-and-play integration
  • Industry Standards compliant

our vision & what we do

our vision

Bring top grade repayment structuring flexibility and scalability to Core Banking, Lending, Leasing and LendTech platforms Become an acknowledged industry standard calculation platform for lending and leasing.

Vision

what we do

Advanced Calculation Engines for Lending & Leasing, Industry Standards compliant calculations (IRR, XIRR, EIR), flexible configuration for rates & repayment models.

What We Do

our approach

Modular, plug-and-play solutions that integrate easily with existing systems, enabling consistency and faster innovation across products and channels.

Our Approach

why fincalengine

Why choose our calculation engines

plug-and-play integration

Minimal system changes with seamless API integration.

consistency

Consistent calculations across all lending platforms and systems.

  • faster time-to-market for new products
  • scalable and future-ready architecture
  • deep domain expertise in BFSI & fintech
Integration
Scalability

core capabilities

What powers our calculation engines

multiple loan & lease structures

Supports Personal, Auto, Education, Mortgage & Business Loans with EMI, Balloon, Bullet, Moratorium structures.

Industry Standard compliant calculations

IRR, XIRR, EIR calculations with full compliance.

flexible configuration

Rate conventions (30/360, Actual/365), fees, commissions, and repayment models.

seamless API integration

Scalable solutions for integration with core banking, CRM, and digital platforms.

residual value & depreciation

Residual value and depreciation calculations.

borrowing power

Calculations for both retail and corporate businesses.

our leadership

Industry expertise driving innovation

Our leadership team brings decades of experience in BFSI, core banking, IT architecture, and fintech innovation.

Leadership Team

Rajesh Kumar Bhatia

Seasoned BFSI professional with 28+ years in core & digital banking, lending, credit risk, AML, and fraud risk management.

Brijesh Kumar Bhatia

Leading IT professional with 22+ years in IT architecture, content management, Python solutions, and AI tools.

deep domain expertise

Combined expertise in BFSI and fintech to build solutions aligned with real-world industry needs.

future-ready innovation

Developing next-gen solutions for intelligent borrowing decisions and data-driven insights.

Let's transform your lending calculations. Try Our Simulator

global footprint

Empowering financial institutions

We help financial institutions across the globe simplify complex calculations, improve accuracy, and accelerate product innovation without overhauling core systems.

  • Fintech & Lendtech Companies
  • Banks & NBFCs
  • Microfinance Institutions
  • Leasing & Rental Companies
  • Credit Providers (B2B / B2C / P2P)
Global Reach
Fintech Innovation

28+

Years of combined BFSI & IT leadership