Our Products

Lending Engine

Lending Calculation Engine

A comprehensive engine designed to handle a wide range of loan products with flexible structures and precise financial calculations.

✅ Supported Loan Types

Personal Loans Consumer Durable Loans Auto Finance Two-Wheeler Finance Equipment Finance Education Loans Microfinance Agri Finance Mortgages Term Loans

✅ Repayment Structures

Equated Installments (EMI) Stepped Repayments Balloon Payments Bullet Payments Interest-Only Structures Moratorium & Payment Holidays Custom Repayment Plans Staggered Disbursements

✅ Advanced Capabilities

Subsidized / Subvented rates Processing fees & commissions Rate conventions: 30/360, Actual/365, Actual/Actual

✅ Financial Calculations

IRR (Internal Rate of Return) XIRR EIR (Effective Interest Rate – Industry Standards compliant)

✅ Amortization Methods

Actuarial (Reducing Balance) Equated Principal
🚀 Coming Soon

integration & deployment

Seamless Integration with Your Systems

Our engines are built to integrate effortlessly with Core Banking Systems, Loan Origination Systems, CRM Platforms, Fintech Applications, and . With plug-and-play architecture, you can deploy quickly without major system changes.

  • Core Banking Systems
  • Loan Origination Systems
  • CRM Platforms
  • Fintech Applications
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Integration
API Integration

100%

API-first architecture for seamless integration

build smarter

Elevate your Lending and Leasing platforms with FinCalEngine

Leverage our powerful calculation engines to enhance accuracy, reduce complexity, and accelerate your lending and leasing operations.

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