fintech engines

Powering Lending & Leasing Businesses

Advanced Calculation Engines for Lending, Leasing, and Fintech Platforms — Built for Accuracy, Flexibility, and Seamless Integration.

FinCalEngine team
Calculation engine dashboard

about fincalengine

Delivering powerful, scalable calculation engines

FinCalEngine LLP delivers powerful, scalable calculation engines designed for lending and leasing businesses. Our solutions enable financial institutions to streamline complex calculations, improve accuracy, and accelerate product innovation without overhauling core systems.

our solutions

Core engines that drive fintech

01

Calculation Engine

Supports Personal, Auto, Education, Mortgage & Business Loans, Equipment & Asset Leasing. Includes EMI, Balloon, Bullet, Moratorium structures, residual value & depreciation handling, pre & post tax returns calculation, and IRR, XIRR, EIR (Industry standard compliant) calculations.

02

Borrowing Power Engine

Coming soon .

powerful features

Engineered for accuracy & scale

Multiple repayment structures

Interest only, Moratorium, EMI, Step-up/Step-down, Balloon/Bullet, Multiple frequencies, Tranche Disbursements — all supported.

Rate of Return Calculations

IRR, Net Deal IRR, EIR, XIRR

  • Day Count Conventions supported (30/360, Actual/365)
  • Multiple Amortization Methods
  • Supports subsidies, fees & commissions
  • Seamless API integration
  • Easy Deployment Embedded code, Cloud. Enhanced Flexibility without having to customize/replace existing infrastructure
API integration dashboard
Calculation metrics

How FinCalEngine fits

Bring calculations, consistency across
different business lines and systems

Can be invoked from any system

Integration architecture

why fincalengine

Plug & Play integration advantage

No need to modify core systems. Use our API endpoints and integrate easily with your existing LMS/LOS/CRM systems.

100%

faster deployment

  • Reliable & consistent across channels
  • Zero downtime upgrades

who we serve

Industries powered by us

Fintech & Lendtech Companies, Banks & NBFCs, Microfinance Institutions, Leasing & Rental Companies, Credit Providers (B2B / B2C / P2P).

  • Fintech & Lendtech Companies
  • Banks & NBFCs
  • Microfinance Institutions
  • Leasing & Rental Companies
  • Credit Providers (B2B / B2C / P2P)
  • Looking for Collaboration With LMS/LOS Lending and Leasing Product Companies
Industries served
Global fintech

3+

On-going Partnerships.

ready to transform?

Ready to Transform Your Lending Calculations?

Get in touch with us to explore how FinCalEngine can enhance your platform capabilities and streamline your financial operations.